For the past month I have been using the Mint.com app to track my spending. This is linked to my accounts at both Royal Bank and Scotiabank (yep…including that secret account in the overdraft…) so it gives me a good overall idea of where my money actually goes.
Here was the budget I had set for myself in April:
Auto Insurance- $115 $115
Auto Payments- $290 $290
Gas- $300 $258
Parking- $78 $78
Phone- $80 $80
Groceries- $300 $255
Restaurants- $60 $51
Shopping- $100 $495
Things I didn’t account for:
“Everything Else”- $309-This includes loan interest, ATM & bank fees etc.
Mint tells me that I have spent $1604 of $1398…well…that didn’t go so well now did it… they also forgot to include the $289 “Everything Else” category in there… Mint is telling me I have $347 left over…’magine that! Even with spending $500 on shopping lol I think you might have to take this with a grain of salt…it looks like your budget is great when you forget to factor things in!
SO! Moving forward and licking my wounds from that sorry attempt… here is what May’s Budget will look like”
Auto Insurance- $140
Auto Payments- $290
Student LOC- $115
Bank Fees- $40
I should add that I can’t find out how to make CC payments show up on here and not just show that I’m moving money from one account to another.
Let’s see if May goes a little bit better than April did!