I’ve been reading debt repayment blogs for a little while now and one of the things I always notice is the different standpoints that bloggers take on credit card usage. It seems people are completely against using their cards or they use them for everything and then pay the balance (off or for what they use). I have been one of those people who assume that because I am trying to pay off my credit card it is off limits…I’ll go into the overdraft but not use my credit card with available credit.. It doesn’t make sense! So for the next 2 weeks (I get paid every two weeks) I am going to put my gas and groceries onto my credit card (I’ve already transferred my budgeted money over) to see if it motivates me to spend less or more.
How do you use your credit card?